Phoenix workers compensation law indicates that if individuals have been injured on the job, they are entitled to compensation. Worker comp laws facilitate compensation for lost income, future lost wages, medical expenses and more. The Phoenix workers compensation attorneys of Cruz & Associates provide an overview of Phoenix workers comp laws and requirements.
Phoenix Workers Compensation Laws
In Phoenix, workers compensation law indicates that workers comp is mandatory for companies. Firms are required by law to provide workers compensation for their employees. This may be provided via a private insurance company or employers may choose to self insure.
Worker comp laws do have certain exception for special employment situations. For example, employers that have less than 3 employees are exempt from mandatory coverage, though they may choose to insure. Similarly, coverage for farm laborers is typically elective. However, in the vast majority of situations, Phoenix workers compensation laws indicate mandatory coverage.
Injuries Covered by Workers Comp Laws
Workers compensation in Phoenix indicates that injuries caused or suffered on the job are cause for workers compensation payment. These injuries may be caused by faulty equipment, coworkers, failure to implement safety practices and more. Thus, for example, injuries may include simple fractures, lacerations, and carpal tunnel syndrome, to more complex and devastating injuries such as loss of limb, head injuries, burns, electric shock or even death.
Choice of Physician
Worker comp laws enable employee choice of physician. This choice is based on selection from a list maintained by the employer.
Phoenix workers compensation law differentiates between types of disability payments. Payments can be made for Temporary Total Disability (TTD). These payments are in the form of a determined percentage of the wage of the worker, though subject to a maximum weekly payment figure.
Permanent Partial Disability (PPD) benefits are an additional possibility under Phoenix workers comp laws. In these situations, PPD payments are based on a percentage of the worker's wage, subject to a weekly maximum amount.
Payments for Permanent Total Disability (PTD) are likewise based on a percentage of the employees' wage, up to a certain weekly maximum payment level. Under workers compensation laws, these payments continue for the length of the disability.
Additional Workers Comp Laws
Phoenix workers compensation law affords several additional stipulations. For example, rehabilitation, whether physical or vocational, is available. Occupational hearing loss may be compensated for.
Under Phoenix workers compensation law, death benefits are payable. These payments can be to a surviving spouse, or spouse and children. Further, an allowance for burial is provided.
Helping You with The Full Range Of Workers Compensation Issues
The Phoenix workers compensation law firm of Cruz & Associates has been helping individuals with the often traumatic issues associated with injury at work for many years. We have garnered a reputation for the empathy and effectiveness of our services. We can help you obtain the full compensation allowed, no matter the complication level of your situation. We further assure that you receive the best possible medical treatment under Phoenix worker comp law.
We treat you with respect, and work with you through the entire workers comp process. For a free consultation, contact us today at 480-305-5236.